Silver
USD150k FD
RM600k+ compulsory residence purchase. 5-year renewable term. One-off participation fee RM1,000.
定存 USD15 万；必须购买 RM60 万以上住宅；5 年可续；一次性参与费 RM1,000。
JOHOME MM2H
Malaysia My Second Home — property-first guide马来西亚第二家园 MM2H — 房产角度完整指南
MM2H is not just an immigration decision. If you plan to live in Malaysia, the category, fixed deposit, compulsory residence purchase, stay requirement and state property rules should be considered together.MM2H 不只是签证问题。如果你计划长期住在马来西亚，MM2H 类别、定存、强制购房、居住要求及州属购房规则应该一起考虑。
Current programme snapshot
Which MM2H category fits the property plan?哪一种 MM2H 比较配合你的买房计划？
The figures below follow the current official MM2H category pages. Confirm the latest terms before applying.以下资料按目前官方 MM2H 类别页面整理，申请前仍应确认最新条件。
Gold
USD500k FD
RM1m+ compulsory residence purchase. 15-year renewable term. One-off participation fee RM3,000.
定存 USD50 万；必须购买 RM100 万以上住宅；15 年可续；一次性参与费 RM3,000。
Platinum
USD1m FD
RM2m+ compulsory residence purchase. 20-year renewable term. One-off participation fee RM200,000.
定存 USD100 万；必须购买 RM200 万以上住宅；20 年可续；一次性参与费 RM20 万。
SEZ / SFZ
USD32k–65k FD
Minimum FD depends on age. Current programme guidance requires the compulsory property purchase to be in Forest City, Johor, subject to Johor's property acquisition policy.
定存按年龄而定；现行计划要求在柔佛 Forest City 购买住宅，并受柔佛州购房政策限制。
How it works
The MM2H decision pathMM2H 实际流程应该怎样看？
Compare age, FD, participation fee and property commitment.
Applications are submitted through licensed MM2H tour operating businesses and the OSC MM2H process.
Medical examination is compulsory after approval under the current guidelines.
Meet the category's compulsory residence requirement and the relevant state's property rules.
Track stay requirements, ownership restrictions and pass renewal dates.
Financial side
What should you budget for?
- Fixed deposit required by your chosen category
- One-off participation fee
- Processing and professional/application costs
- Compulsory property purchase
- Legal, stamp duty, financing and ongoing ownership costs
- Medical, insurance and practical relocation expenses
Property side
What JOHOME should check with you
- State and foreign-purchase threshold
- Property category and title restrictions
- Whether the unit satisfies the MM2H category requirement
- Developer / project status and completion
- Maintenance fee and total ownership cost
- Exit or upgrade restrictions before you commit
Johor focus
Why Johor deserves a separate MM2H property check为什么买柔佛房产时 MM2H 要特别检查？
Johor has a dedicated SEZ/SFZ MM2H category with its own property route. This should not be mixed together with the normal Silver, Gold and Platinum categories.
MM2H and Johor property acquisition are related but separate checks. Confirm the current state policy and the exact title before paying.
For Singapore-linked buyers, location, CIQ/RTS access, daily convenience and rental strategy can matter just as much as the headline purchase price.
Official references